Loan Programs

Precision-engineered financial structures for the modern real estate investor. Deep liquidity with institutional execution speed.

Modern commercial real estate

Program Details

Short-Term Rehab Lending

Loan Amount
$75K – $5M
Max LTV/LTC
90% / 85%
Term
6 – 18 months
Interest Rate
From 9.99%
Close Time
7 – 14 days
Min FICO
620

Debt Service Coverage Ratio

Loan Amount
$75K – $3M
Max LTV
80%
Term
30 Years
Min DSCR
1.0x
Income Verification
None
Min FICO
640

Hybrid Asset Financing

Loan Amount
$500K – $25M
Max LTV
75%
Term
12 – 36 months
Interest Rate
From 10.5%
Asset Types
Retail + Resi
Prepayment
Flexible

International Borrowers

Loan Amount
$75K – $2M
Max LTV
70%
Term
30 Years
US Credit Required
No
Visa Required
No
Income Verification
Asset-Based

$1M – $7.5M Apartment Lending

Loan Amount
$1M – $7.5M
Max LTV
80%
Min DSCR
1.20x–1.40x
Min FICO
650
Amortization
Up to 30 Yrs
Recourse
Non-Recourse

$2.5M – $20M Institutional

Loan Amount
$2.5M – $20M
Max LTV
80%
Min DSCR
1.20x
Loan Terms
5/7/10yr Fixed
Amortization
30 Yrs
Prepayment
3/2/1/0

Asset-Based Qualification

Loan Amount
$100K – $2M
Max LTV
75%
Term
30 Years
DTI Required
No
Income Docs
None
Min FICO
660

The Sovereign Journey

A streamlined experience from initial inquiry to funding completion.

01

Consultation

Defining the strategic objective and credit requirements for your project portfolio.

02

Underwriting

Rapid analysis of asset performance and creditworthiness through proprietary modeling.

03

Approval

Formal commitment within 48–72 hours for qualified institutional borrowers.

04

Liquidity

Seamless wire execution through our network of elite institutional custodians.

Deploy Institutional Capital Today

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