Long-Term Rental Financing
SFR Investor
DSCR Program
Qualify based on property cash flow — not personal income. The smarter path to long-term portfolio growth for the modern real estate investor.
Capital Structure
Financial parameters.
analytics
Loan Range
From single-door acquisitions to multi-property portfolio strategies.
$75K — $3M
Max LTV
80%
Purchase and rate/term refinance.
Min DSCR
1.0x
Property cash flow qualifies
Income Verification
None
No W-2s, tax returns, or pay stubs
Loan Term
30yr
Fully amortized
Min FICO
640
Credit score required
Rate Options
Program terms.
Adjustable Rate
5/1 ARM
Lowest initial rate — ideal for investors planning to refinance or sell within 5 years.
Adjustable Rate
7/1 ARM
A balanced structure for medium-term holders seeking rate stability with flexibility.
Fixed Rate
30-Year Fixed
Maximum stability for long-term buy-and-hold investors building generational wealth.
Build Your Rental Portfolio Today
Let your properties qualify for you — no income docs required.